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Your Core Rights Under ODSP

  • Right to Written Decisions: You must receive a written decision letter explaining any change, reduction, or cancellation of your benefits.
  • Right to Appeal: You have the right to request an Internal Review and appeal decisions to the Social Benefits Tribunal.
  • Right to Respect & Privacy: Caseworkers must treat you with dignity and respect your personal health privacy under FIPPA.
  • Right to Representation: You can have an advocate, friend, or legal worker represent you in meetings or hearings.

Navigating ODSP Medical Reviews

Many ODSP approvals come with a scheduled Medical Review Date (e.g. 2 or 5 years after approval).

When you receive a Medical Review package, you have 90 days to complete and return it with medical evidence from your treating healthcare provider confirming your condition persists.

Asset Limits & Exemptions

ODSP allows recipients to build financial security while maintaining eligibility.

$40,000 Single Asset Limit

Single recipients can hold up to $40,000 in non-exempt savings, bank accounts, or investments ($50,000 for couples).

100% Exempt Home & Car

Your primary residence and one primary personal vehicle do not count toward your asset limit regardless of market value.

RDSP & Gifts Exemption

Registered Disability Savings Plans (RDSPs) are 100% exempt. You can also receive up to $10,000 in voluntary gifts per 12-month period.

Free Legal Aid & Advocacy Organizations

If you are facing benefit cancellation, overpayment recovery, or an appeal, contact these trusted Ontario legal aid services:

Legal Aid Ontario (LAO)

Connects low-income individuals to local community legal clinics.

Toll-free: 1-800-668-8258

Visit Legal Aid Ontario → Opens in a new tab

Income Security Advocacy Centre (ISAC)

Provincial legal clinic dedicated to systemic advocacy for income security programs.

Visit ISAC Website → Opens in a new tab