ODSP Asset Limits: What Counts and What's Exempt
A clear breakdown of the asset limits for single and couple recipients, and a list of commonly exempt assets like RESPs and disability trusts.
Financial Planner
ODSP Guidance & Information
Current Asset Limits
The current maximum asset limits are:
- Single Person: $40,000 (current rate)
- Couple: $50,000 (current rate)
Key Exempt Assets
Many assets do not count against your limit, including:
- The home you own and live in.
- The cash surrender value of life insurance policies.
- Registered Disability Savings Plans (RDSPs) are fully exempt.
- Income tax refunds.
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